Loans

PBK Bank continually strives to offer it's customers a full spectrum of loan options at competitive interest rates. We offer Consumer, Mortgage, Home Equity, and Commercial loans. Being a community bank allows us to deliver you the best in customer service along with quick decisions and closings.

All loan decisions are made without regard to race, color, religion, national origin, sex, handicap, or familial status. All offers are subject to credit approval.

We offer a large variety of Consumer loans such as:
  • Auto
  • Debt Consolidation
  • Personal Computers
  • Recreational Vehicles
  • Vacations
  • and much more!
We offer a wide range of mortgage loan products from variable rate loans to 30 year fixed rate loans. Some of the types of Mortgage loans we offer are:
  • Purchase of Home
  • Refinance Home Loan
  • Construction
  • Home Equity
We offer commercial loan products for a variety of business types and can work with you and your business to tailor the loan to your business needs. Our lenders have many years of experience in various forms of commercial lending from land developers to your part time and full time farmer, we've been there for you and will continue to be there helping you grow your business.
If you have equity in your home and want to use it for a variety of reasons we can set you up with a Home Equity loan or we can even do a Home Equity Line of Credit that allows you to draw the money out as you need for whatever reason. We have several special loan products that allows us to offer you highly competitive loan rates and closing cost, contact us today for more information.

Lincoln County: 606.365.7098
Boyle County: 859.238.2265
Rockcastle County: 606.256.BANK (2265)

PBK Bank Loan Officers

Justin Poynter
 150 Branch
NMLS #668026
Justin Poynter
- 150 Branch

Justin is a Loan Officer at our Hwy 150 branch in Stanford; he has been an employee of PBK Bank since 2006. Justin lives in Stanford with his wife Holly and their son Colton. Justin is a Director on the Lincoln Co. Fair Board, Chamber of Commerce, treasurer for Lincoln Co. Relay For Life, and a member of Stanford Christian Church. You can contact Justin at PBK Bank at (606)365-7098

Farris Marcum
150 Branch
 NMLS #668028
Farris Marcum
- 150 Branch

Farris Marcum is a loan officer at the Stanford 150 location. He has been an employee of the bank since October of 2008 and resides in Stanford with his wife, Evonna, son Chase and daughter Chelsea. He is a 1985 graduate of Lincoln County High School and is a member of Stanford Baptist Church

Scotty Southerland
Danville Branch
NMLS # 938086
Scotty Southerland
- Danville Branch

Scotty has been with us since 2012, He is one of our loan officers at our Danville Branch. He and his wife Dana both live in Boyle County, attending Moreland Christian Church. Scotty is a 1980 graduate of Lincoln County High School. You can reach Scotty by calling 606-365-7098 or by stopping in at our Danville location at 1001 Hustonville Road.

Stanley Burris
Hustonville Branch
NMLS #668032
Stanley Burris
- Hustonville Branch

Stanley is vice-president and loan officer at the Hustonville office of PBK Bank. He has been in that position since July of 1978 and resides on a farm with his wife, Jenny Ann, near Hustonville. They are both members of the Hustonville Baptist Church and have 2 grown children and 3 grandchildren. He graduated from UK in 1974 with a degree in Animal Science Business. You can reach him directly at 606-365-4270.

Jeff Cooper
Junction City Branch
 NMLS # 668030
Jeff Cooper
- Junction City

Jeff is a loan officer at our Junction City branch and has been with the bank since 1986. Jeff is married and has two lovely daughters.

Shannon Bishop
Mount Vernon Branch
 NMLS # 1191067
Shannon Bishop

Shannon is a loan officer at our Mount Vernon location. He has been with PBK Bank since 2014. He is a graduate of Rockcastle County High School. He resides in Mount Vernon with his wife, Angie, and their son Will. Shannon also serves as a magistrate in Rockcastle County.